If a chiropractor does not have professional liability insurance, what is required of them?

A chiropractor who does not have professional liability insurance is required to provide written disclosure. This requirement is essential as it maintains transparency between the chiropractor and their patients. Clients have a right to know whether their health care provider carries insurance that could protect their interests in the event of a malpractice claim or other professional liability issues.

Failing to inform patients about the lack of insurance could lead to misunderstandings and may undermine trust in the chiropractor-patient relationship. By providing written disclosure, chiropractors can ensure that patients are fully aware of their circumstances and the potential risks involved in receiving care. This practice is not just ethical but may also comply with legal standards or requirements set forth by state regulations governing chiropractic practices.

The other options involve actions that either promote concealment or punitive measures, which do not align with the ethical responsibilities of a healthcare provider. Maintaining open communication is pivotal in patient care, making written disclosure the correct and responsible choice.